Overview of our Services

The origins of Bickerstaff, Whatley, Ryan & Burkhalter (BWR&B) date back to September, 1990, when we formed Bickerstaff & Associates, Inc. as a California corporation. Then, in June, 1995, the independent consulting practice of Patrick L. Whatley, FCAS, MAAA, of Dallas, was merged into the firm and we became Bickerstaff & Whatley, Inc. In October, 1997, James F. Brannigan, FCAS, MAAA, joined our staff here in Indian Wells, after a distinguished career as a senior actuarial officer in three major P&C companies and as an independent consultant in Los Angeles. Mr. Brannigan is now retired. Then, in November, 1999, Christopher J. Burkhalter, of Jackson, MS, merged his new independent practice into the firm and became its third principal. In July, 2001, Kevin M. Ryan became the fourth principal, establishing a Philadelphia office and the firm's name was expanded to Bickerstaff, Whatley, Ryan & Burkhalter. In October, 2001, Richard J. Roth, Jr., FCAS, formerly Deputy Insurance Commissioner of the State of California, joined the firm and is affiliated with the California office.

In 2000, Windrie Wong, Indian Wells staff member and Vice President of the firm, attained the FCAS designation, bringing to seven our number of Fellows of the Casualty Actuarial Society. Mr. Wong has had extensive experience working with a large number of Medical Professional Liability clients.

Providing a full spectrum of independent casualty actuarial consulting services to insurance, business, and governmental organizations, the BWR&B consultants have continued their reputation for high professional standards and creative, innovative approaches to challenging problems.

While maintaining a complete library of standard and traditional actuarial techniques, BWR&B continually seeks out enhancements in methodology and procedures to respond to new and complex problems. This emphasis on innovation and creativity is one of the hallmarks of the BWR&B firm.

The BWR&B team has extensive experience covering a wide range of consulting projects. Their clients include:

  • Commercial insurance companies
  • Self insurance trusts
  • Trade and other professional associations
  • Insurance regulatory and legislative bodies
  • Insurance brokers
  • State medical and hospital associations
  • Captive insurance companies
  • Law firms
  • HMO's
  • Risk retention groups
  • Managing general agents
  • State funds and joint underwriting associations

The BWR&B professionals have in recent years designed custom software packages, using current state-of-the-art techniques, for assignments dealing with risk analysis for insurers and self-insurers, individual risk rating, loss reserve projections, financial projections, personal lines pricing, and claims management.

A Broad Spectrum of Services

The BWR&B team has acquired experience in a wide range of casualty actuarial services, including:

  • Loss Reserve Projections
  • Pricing
  • Individual Risk Rating Plans Experience Rating Plans
    Retrospective Rating Plans
    Dividend Plans
    Loss Rating
  • Risk Models Simulates loss and investment experience of entity over 10,000 random trials.
    Primary or excess layers
  • Self-insurance funding models
  • Management Information Systems for small carriers, including database design and reporting systems to assist monitoring of reserves, claim frequency/severity trends.
  • Expert testimony
  • Analysis of impact of legislation on loss costs
  • Financial projections

We at Bickerstaff, Whatley, Ryan & Burkhalter believe we have assembled a team of professionals who have attained a reputation for quality and reliability with a high level of technical ability. Because of our compact size, we believe we can maintain a unique working relationship with our clients. At the same time, we also have the depth of experience in our staff to address problems from several "sets of eyes" as necessary. We invite you to consider BWR&B. We appreciate your support and confidence.

Home | Overview | Loss Reserve Projection Systems | Pricing Models | Risk Simulation Models
David R. Bickerstaff | Patrick L. Whatley | Kevin M. Ryan | Christopher J. Burkhalter | Richard J. Roth Jr. | Windrie Wong | Matthew J.Stephenson | Lenora C. Kirchner

Revised - 06/03/13