Patrick L.Whatley

Mr. Whatley, Principal and President of Bickerstaff, Whatley, Ryan & Burkhalter, became an independent actuarial consultant in December, 1993, after approximately 22 years as a company actuary. He began his career as a Property/Casualty actuary in 1972 and is a Fellow of the Casualty Actuarial Society and a Member of the American Academy of Actuaries.

For the approximate 22 years before becoming a consultant, Pat was employed in the actuarial department of Employers Insurance of Texas, a major commercial insurer in the Southwest. From 1984-1993 he held the position of Vice President, Actuary, at the Dallas-based carrier. His experience at Employers included extensive pricing and loss reserve work in the commercial casualty area, particularly in workers compensation and commercial automobile.

During his career, Mr. Whatley has developed extensive expertise in various types of individual risk rating plans, including retrospective rating, experience rating, loss rating, dividend plans, and deductible pricing. He was also the data quality officer at Employers and is intimately familiar with statistical plans and the data they capture. He held several management positions at Employers and is familiar with the operations of a number of different departments in a commercial casualty insurer including data processing, premium audit, and individual risk rating.

Highlights of other past activities and consulting assignments include:

  • Provided actuarial support, including rate exhibit preparation and expert testimony at rate hearings, for the Insurance Council of Texas, an industry trade organization, since 1979.
  • Provided expert testimony before the U.S. Senate Labor and Human Resources Committee on the United States Longshoremen and Harborworkers Compensation Act, September, 1980.
  • Provided expert testimony before the Texas Legislature on insurance related matters, 1979-1987.
  • Member of the Texas Classification & Rating Committee of the National Council on Compensation Insurance, 1982-87.
  • Member of the Texas Automobile Insurance Plan Actuarial Committee, 1990-91.
  • Extensive expert testimony in insurance related litigation.
  • Development of a rating plan for a Texas Non-Subscriber WC insurance product.
  • Rate filing preparation / assistance for clients in numerous jurisdictions and lines of business.
Mr. Whatley's clients include insurance companies, Managing General Agents, Insurance industry trade associations, and law firms requiring expert testimony.

Mr. Whatley is a 1972 graduate of Texas A&M University, with a B.S. in Mathematics.


Contact Mr. Whatley
Bickerstaff, Whatley, Ryan & Burkhalter Consulting Actuaries
1701 N. Collins, Ste. 226A
Richardson, TX 75080
(972) 644-8172 - telephone
(972) 644-8768 - facsimile

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Revised - 06/03/13